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Lincoln Financial

50 rates available · AM Best A

ProductTypeTermPremiumRateChangeTrend
OptiBlend 5Par Rate · 5-Yr S&P Par RateFIANo fixed term$100k+85.00%unchanged
OptiBlend 5Par Rate · 5-Yr S&P Par RateFIANo fixed termUnder $100k70.00%unchanged
OptiBlend 10Par Rate · S&P 500 Uncapped Par RateFIANo fixed term$100k+60.00%unchanged
OptiBlend 5Par Rate · S&P 500 Uncapped Par RateFIANo fixed term$100k+58.00%unchanged
OptiBlend 7Par Rate · S&P 500 Uncapped Par RateFIANo fixed term$100k+58.00%unchanged
OptiBlend 10Par Rate · S&P 500 Uncapped Par RateFIANo fixed termUnder $100k50.00%unchanged
OptiBlend 7Par Rate · S&P 500 Uncapped Par RateFIANo fixed termUnder $100k48.00%unchanged
OptiBlend 5Par Rate · S&P 500 Uncapped Par RateFIANo fixed termUnder $100k45.00%unchanged
OptiBlend 10Cap · S&P 500 P2P CapFIANo fixed term$100k+10.25%unchanged
OptiBlend 7Cap · S&P 500 CapFIANo fixed term$100k+10.15%unchanged
OptiBlend 10Trigger · 1-Yr S&P 500 10% DRC Trigger RateFIANo fixed term$100k+10.15%unchanged
OptiBlend 5Cap · S&P 500 CapFIANo fixed term$100k+10.10%unchanged
OptiBlend 5Trigger · 1-Yr S&P 500 10% DRC Trigger RateFIANo fixed term$100k+10.00%unchanged
OptiBlend 7Trigger · 1-Yr S&P 500 10% DRC Trigger RateFIANo fixed term$100k+10.00%unchanged
OptiBlend 5Cap · S&P 500 CapFIANo fixed termUnder $100k9.00%unchanged
OptiBlend 5Trigger · 1-Yr S&P 500 10% DRC Trigger RateFIANo fixed termUnder $100k9.00%unchanged
OptiBlend 5Trigger · S&P P2P 10% DRC 5-yr Trigger LockFIANo fixed term$100k+8.85%unchanged
OptiBlend 10Trigger · S&P P2P 10% DRC 5x5 Trigger LockFIANo fixed term$100k+8.85%unchanged
OptiBlend 10Trigger · 1-Yr S&P 500 10% DRC Trigger RateFIANo fixed termUnder $100k8.55%unchanged
OptiBlend 7Trigger · 1-Yr S&P 500 10% DRC Trigger RateFIANo fixed termUnder $100k8.50%unchanged
OptiBlend 10Cap · 1-Yr S&P Cap Lock for 5 x 5FIANo fixed term$100k+8.40%unchanged
OptiBlend 5Cap · 1-Yr S&P Cap Lock for 5-yearsFIANo fixed term$100k+8.25%unchanged
OptiBlend 7Trigger · S&P P2P 10% DRC 7-yr Trigger LockFIANo fixed term$100k+8.25%unchanged
OptiBlend 10Cap · S&P 500 P2P CapFIANo fixed termUnder $100k8.25%unchanged
OptiBlend 10Trigger · S&P 500 Performance Trigger RateFIANo fixed term$100k+8.10%unchanged
OptiBlend 5Trigger · S&P 500 Performance Trigger RateFIANo fixed term$100k+8.00%unchanged
OptiBlend 7Cap · S&P 500 CapFIANo fixed termUnder $100k8.00%unchanged
OptiBlend 7Trigger · S&P 500 Performance Trigger RateFIANo fixed term$100k+7.85%unchanged
OptiBlend 5Trigger · S&P P2P 10% DRC 5-yr Trigger LockFIANo fixed termUnder $100k7.50%unchanged
OptiBlend 7Cap · 1-Yr S&P Cap Lock for 7-yearsFIANo fixed term$100k+7.50%unchanged
OptiBlend 10Cap · 1-Yr S&P Cap Lock for 5 x 5FIANo fixed termUnder $100k7.05%unchanged
OptiBlend 5Cap · 1-Yr S&P Cap Lock for 5-yearsFIANo fixed termUnder $100k7.00%unchanged
OptiBlend 10Trigger · 1-yr Dual TriggerFIANo fixed term$100k+7.00%unchanged
OptiBlend 5Trigger · S&P 500 Performance Trigger RateFIANo fixed termUnder $100k7.00%unchanged
OptiBlend 10Trigger · S&P 500 Performance Trigger RateFIANo fixed termUnder $100k7.00%unchanged
OptiBlend 10Trigger · S&P P2P 10% DRC 5x5 Trigger LockFIANo fixed termUnder $100k6.85%unchanged
OptiBlend 5Trigger · 1-Yr S&P Dual TriggerFIANo fixed term$100k+6.75%unchanged
OptiBlend 7Trigger · 1-yr Dual TriggerFIANo fixed term$100k+6.75%unchanged
OptiBlend 7Trigger · S&P 500 Performance Trigger RateFIANo fixed termUnder $100k6.75%unchanged
OptiBlend 7Trigger · S&P P2P 10% DRC 7-yr Trigger LockFIANo fixed termUnder $100k6.50%unchanged
OptiBlend 7Cap · 1-Yr S&P Cap Lock for 7-yearsFIANo fixed termUnder $100k6.35%unchanged
OptiBlend 7Trigger · 1-yr Dual TriggerFIANo fixed termUnder $100k6.00%unchanged
OptiBlend 5Trigger · 1-Yr S&P Dual TriggerFIANo fixed termUnder $100k6.00%unchanged
OptiBlend 10Trigger · 1-yr Dual TriggerFIANo fixed termUnder $100k6.00%unchanged
OptiBlend 10Guaranteed APY · Fixed AccountFIANo fixed term$100k+5.20%unchanged
OptiBlend 7Guaranteed APY · Fixed AccountFIANo fixed term$100k+5.15%unchanged
OptiBlend 5Guaranteed APY · Fixed AccountFIANo fixed term$100k+5.10%unchanged
OptiBlend 5Guaranteed APY · Fixed AccountFIANo fixed termUnder $100k4.50%unchanged
OptiBlend 7Guaranteed APY · Fixed AccountFIANo fixed termUnder $100k4.00%unchanged
OptiBlend 10Guaranteed APY · Fixed AccountFIANo fixed termUnder $100k4.00%unchanged
Premium bands
Lincoln Financial quotes the same contract at two premium levels. The $100k+ band is the rate on a deposit of $100,000 or more; Under $100k is the same contract funded below that.

Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.