U.S. Life
6 rates available · AM Best A
| Product | Type | Term | Premium | Rate | Change | Trend |
|---|---|---|---|---|---|---|
| Choice FocusGuaranteed APY | MYGANY | 5 yr | $100k+ | 5.15% | +0.15 | |
| Choice FocusGuaranteed APY | MYGANY | 7 yr | $100k+ | 5.15% | +0.15 | |
| Choice FocusGuaranteed APY | MYGANY | 3 yr | $100k+ | 5.05% | +0.15 | |
| Choice FocusGuaranteed APY | MYGANY | 5 yr | Under $100k | 4.30% | +0.15 | |
| Choice FocusGuaranteed APY | MYGANY | 7 yr | Under $100k | 4.30% | +0.15 | |
| Choice FocusGuaranteed APY | MYGANY | 3 yr | Under $100k | 4.25% | +0.15 |
- Premium bands
- U.S. Life quotes the same contract at two premium levels. The $100k+ band is the rate on a deposit of $100,000 or more; Under $100k is the same contract funded below that.
Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.

