Allianz 360
Guaranteed APY · Fixed Account · 10 yr term
Allianz 360 posts a 10 yr FIA Guaranteed APY of 2.70% on Fixed Account, effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
1 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- FIA
- Term
- 10 yr
- Index or strategy
- Fixed Account
- Availability
- Most states
- Premium band
- Any premium
- Interest basis
- Compound
- Surrender period
- 10 yr
Not on file: Issue ages, Minimum premium, Maximum premium, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-75: 7.00
- 76-80: 5.00
Allianz
41 ratesContracts issued by Allianz Life Insurance Company of North America · NAIC 90611
- AM Best
- A+
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Minneapolis-based subsidiary of Allianz SE. Writes fixed-indexed and registered index-linked annuities.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 10 yr FIA Guaranteed APY on the Alpha shelf: 17 rates from 9 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 2.70%
- 52-wk low
- 2.00%
- 52-wk avg
- 2.35%
- Changes YTD
- 1
- Tracked since
- 08/11/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 2.70% | 0.00 |
| 09/22/2026 | 2.70% | +0.70 |
| 09/01/2026 | 2.00% | 0.00 |
| 08/11/2026 | 2.00% | -- |
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Every rate on Allianz 360 at 10 yr
One contract, 11 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY2.70%Fixed Account · viewing
- Cap4.25%Ann P2P S&P 500 Cap
- Par Rate155.00%5-Yr S&P Fut DRC Ann Par Rate
- Par Rate145.00%5-Yr Bloombrg Ann Par Rate
- Par Rate145.00%5-Yr PIMCO Ann Par Rate
- Par Rate110.00%2-Yr Bloomberg USDB Ann P2P with Par
- Par Rate110.00%2-Yr S&P Futures DRC 5% Par Rt
- Par Rate105.00%2-Yr PIMCO Tact Bal Ann P2P with Par Rt
- Par Rate95.00%BlackRock iBLD Claria par rate
- Par Rate80.00%Bloomberg USDB II par rate
- Par Rate75.00%PIMCO Tactical Balance par rate
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.

