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FIAPar Rate

American Equity Asset Shield 5

Par Rate · 1-S&P 500 Par Rate

American Equity Asset Shield 5 posts a FIA Par Rate of 40.00% on 1-S&P 500 Par Rate, effective 10/01/2026.

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Current Par Rate
40.00%of index gain

The share of the index gain that gets credited. This is a multiplier on the gain, not a yield.

unchangedEffective 10/01/2026

Contract facts

0 of 12 contract terms on file
On the rate sheet
Rate type
Par Rate
Product type
FIA
Term
No fixed term
Index or strategy
1-S&P 500 Par Rate
Availability
Most states
Premium band
Any premium
Interest basis
Compound

Alpha holds the rate sheet for American Equity Asset Shield 5, not the product sheet, so none of the contract terms are on file for it yet.

Not on file: Issue ages, Minimum premium, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.

Commission
  • 18-75: 3.75
  • 76-80: 2.81
  • 81-85: 1.88

3.75% 18-75 / 2.81% 76-80 / 1.88% 81-85 / Trail options

Contract detail fromAmerican Equityor the Alpha case desk

American Equity

17 rates

Contracts issued by American Equity Investment Life Insurance Company

AM Best
A

Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.

West Des Moines, Iowa. A fixed-indexed annuity specialist, owned by Brookfield Wealth Solutions.

Other Par Rate rates from American Equity
WebsiteAll American Equity rates

Analysis for agents

Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.

Where this rate ranks

Measured against every FIA Par Rate on the Alpha shelf, at any term: 126 rates from 10 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.

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Rate history

4 observations on file
52-week average
40.00%

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52-wk high
40.00%
52-wk low
40.00%
52-wk avg
40.00%
Changes YTD
0
Tracked since
08/11/2026
Rate history table (4 observations)
American Equity · FIA · Par Rate · 1-S&P 500 Par Rate rate history, effective date and rate
Effective dateRateChange
10/01/202640.00%0.00
09/22/202640.00%0.00
09/01/202640.00%0.00
08/11/202640.00%--

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Every rate on American Equity Asset Shield 5

One contract, 5 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.

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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.