American National Palladium MYG
Guaranteed APY · 10 yr term
American National Palladium MYG posts a 10 yr MYGA Guaranteed APY of 4.05%, effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
5 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- MYGA
- Term
- 10 yr
- Availability
- NY
- Premium band
- Under $100k
- Interest basis
- Compound
- Issue ages
- 90
- Surrender period
- 10 yr
- Free withdrawal
- 10% / 10%
- Years rate guaranteed
- 10 yr
- GTD yield to surrender (calculated)
- 4.05%
Not on file: Minimum premium, Maximum premium, Premium bonus, Minimum renewal rate, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-79: 2.50
American National
21 ratesContracts issued by American National Insurance Company
- AM Best
- A
- Top MYGA APY
- 5.43%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Galveston, Texas, founded 1905. Has held an AM Best rating of A or better for 83 consecutive years.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every MYGA Guaranteed APY on the Alpha shelf, at any term on the NY sheet: 31 rates from 7 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
2 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 4.05%
- 52-wk low
- 4.05%
- 52-wk avg
- 4.05%
- Changes YTD
- 0
- Tracked since
- 09/28/2026
Rate history table (2 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 4.05% | 0.00 |
| 09/28/2026 | 4.05% | -- |
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Every rate on American National Palladium MYG at 10 yr
One contract, 1 rate. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY4.05%Viewing this rate
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