American National Strategy Index Annuity Plus
Cap · Premium Enhancement · 10 yr term
American National Strategy Index Annuity Plus posts a 10 yr FIA Cap of 1.00% on Premium Enhancement, effective 10/01/2026.
The most this strategy can credit in a crediting period, however far the index rises.
Contract facts
1 of 12 contract terms on file- Rate type
- Cap
- Product type
- FIA
- Term
- 10 yr
- Index or strategy
- Premium Enhancement
- Availability
- Most states
- Premium band
- Any premium
- Interest basis
- Compound
- Surrender period
- 10 yr
Not on file: Issue ages, Minimum premium, Maximum premium, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-75: 7.00
- 76-80: 5.50
American National
21 ratesContracts issued by American National Insurance Company
- AM Best
- A
- Top MYGA APY
- 5.43%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Galveston, Texas, founded 1905. Has held an AM Best rating of A or better for 83 consecutive years.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 10 yr FIA Cap on the Alpha shelf: 30 rates from 9 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
3 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 11.00%
- 52-wk low
- 1.00%
- 52-wk avg
- 4.33%
- Changes YTD
- 1
- Tracked since
- 08/11/2026
Rate history table (3 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 1.00% | 0.00 |
| 09/22/2026 | 1.00% | -10.00 |
| 08/11/2026 | 11.00% | -- |
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Every rate on American National Strategy Index Annuity Plus at 10 yr
One contract, 8 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.