Axonic Waypoint MYGA
Guaranteed APY · 3 yr term
Axonic Waypoint MYGA posts a 3 yr MYGA Guaranteed APY of 5.30%, effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
5 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- MYGA
- Term
- 3 yr
- Availability
- Most states
- Premium band
- Under $100k
- Interest basis
- Compound
- Issue ages
- 89
- Surrender period
- 3 yr
- Free withdrawal
- 0% / 10%
- Years rate guaranteed
- 3 yr
- GTD yield to surrender (calculated)
- 5.30%
Not on file: Minimum premium, Maximum premium, Premium bonus, Minimum renewal rate, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-89: 1.50
Axonic
158 rates- AM Best
- A-
- Top MYGA APY
- 6.10%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 3 yr MYGA Guaranteed APY on the Alpha shelf: 34 rates from 16 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 5.30%
- 52-wk low
- 5.25%
- 52-wk avg
- 5.28%
- Changes YTD
- 1
- Tracked since
- 08/27/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 5.30% | 0.00 |
| 09/28/2026 | 5.30% | +0.05 |
| 09/01/2026 | 5.25% | 0.00 |
| 08/27/2026 | 5.25% | -- |
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Every rate on Axonic Waypoint MYGA at 3 yr
One contract, 4 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY5.65%
- Guaranteed APY5.65%
- Guaranteed APY5.30%Viewing this rate
- Guaranteed APY5.30%
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.