Equitrust Market Value Index
Guaranteed APY · Fixed Account
Equitrust Market Value Index posts a FIA Guaranteed APY of 5.00% on Fixed Account, effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
0 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- FIA
- Term
- No fixed term
- Index or strategy
- Fixed Account
- Availability
- Most states
- Premium band
- Any premium
- Interest basis
- Compound
Alpha holds the rate sheet for Equitrust Market Value Index, not the product sheet, so none of the contract terms are on file for it yet.
Not on file: Issue ages, Minimum premium, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-75: 7.00
- 76-80: 5.25
- 81-85: 3.50
Equitrust
31 ratesContracts issued by EquiTrust Life Insurance Company
- AM Best
- B++
- Top MYGA APY
- 5.70%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
West Des Moines, Iowa. Writes fixed and fixed-indexed annuities and index universal life.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every FIA Guaranteed APY on the Alpha shelf, at any term: 31 rates from 8 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 5.00%
- 52-wk low
- 5.00%
- 52-wk avg
- 5.00%
- Changes YTD
- 0
- Tracked since
- 08/11/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 5.00% | 0.00 |
| 09/22/2026 | 5.00% | 0.00 |
| 09/01/2026 | 5.00% | 0.00 |
| 08/11/2026 | 5.00% | -- |
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Every rate on Equitrust Market Value Index
One contract, 9 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY5.00%Fixed Account · viewing
- Cap115.00%2-Yr S&P 500 Dynamic Intraday TCA
- Cap85.00%1-Yr S&P 500 Dynamic Intraday TCA
- Cap9.25%S&P Annual P2P Cap
- Cap3.00%S&P Montly Sum Cap
- Par Rate225.00%1-Yr S&P MARC5 Par Rate
- Par Rate190.00%1-yr Barclays Focus50 Par Rate
- Par Rate100.00%1-Yr S&P 500 Monthly Avg Par Rate
- Trigger8.00%S&P Annual P2P Trigger Rate
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.