MassMutual Ascend Land Mark 3
Guaranteed APY · Fixed Account
MassMutual Ascend Land Mark 3 posts a FIA Guaranteed APY of 3.50% on Fixed Account, effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
1 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- FIA
- Term
- No fixed term
- Index or strategy
- Fixed Account
- Availability
- Most states
- Premium band
- $100k+
- Interest basis
- Compound
- Minimum premium
- $100,000
Not on file: Issue ages, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-75: 3.00
- 76-85: 2.50
- 86-89: 2.00
MassMutual Ascend
42 ratesContracts issued by MassMutual Ascend Life Insurance Company
- AM Best
- A++
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Cincinnati, Ohio. Formerly Great American Life; a subsidiary of Massachusetts Mutual Life Insurance Company. A++ is AM Best's highest of sixteen ratings.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every FIA Guaranteed APY on the Alpha shelf, at any term: 31 rates from 8 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
2 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 3.50%
- 52-wk low
- 3.50%
- 52-wk avg
- 3.50%
- Changes YTD
- 0
- Tracked since
- 09/22/2026
Rate history table (2 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 3.50% | 0.00 |
| 09/22/2026 | 3.50% | -- |
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Every rate on MassMutual Ascend Land Mark 3
One contract, 12 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY3.50%Fixed Account · viewing
- Guaranteed APY3.40%Fixed Account
- Cap110.00%Frst Trst Brclays 1-yr P2P 3yr lock
- Cap105.00%Frst Trst Brclays 1-yr P2P 3yr lock
- Cap7.50%iShares MSCI EAFE ETF Cap
- Cap7.00%iShares U.S. Real Est P2P Cap
- Cap6.75%iShares MSCI EAFE ETF Cap
- Cap6.75%iShares U.S. Real Est P2P Cap
- Cap6.50%1-Yr S&P 500 P2P Cap
- Cap6.00%1-Yr S&P 500 P2P Cap
- Par Rate105.00%First Trust Barclays Edge par rt
- Par Rate100.00%First Trust Barclays Edge par rt
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.