MassMutual Ascend Legend 7
Cap · iShares U.S. Real Estate Cap
MassMutual Ascend Legend 7 posts a FIA Cap of 11.00% on iShares U.S. Real Estate Cap, effective 10/01/2026.
The most this strategy can credit in a crediting period, however far the index rises.
Contract facts
0 of 12 contract terms on file- Rate type
- Cap
- Product type
- FIA
- Term
- No fixed term
- Index or strategy
- iShares U.S. Real Estate Cap
- Availability
- Most states
- Premium band
- Under $100k
- Interest basis
- Compound
Alpha holds the rate sheet for MassMutual Ascend Legend 7, not the product sheet, so none of the contract terms are on file for it yet.
Not on file: Issue ages, Minimum premium, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-75: 5.00
- 76-85: 3.00
MassMutual Ascend
42 ratesContracts issued by MassMutual Ascend Life Insurance Company
- AM Best
- A++
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Cincinnati, Ohio. Formerly Great American Life; a subsidiary of Massachusetts Mutual Life Insurance Company. A++ is AM Best's highest of sixteen ratings.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every FIA Cap on the Alpha shelf, at any term: 85 rates from 10 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
2 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 11.00%
- 52-wk low
- 11.00%
- 52-wk avg
- 11.00%
- Changes YTD
- 0
- Tracked since
- 09/22/2026
Rate history table (2 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 11.00% | 0.00 |
| 09/22/2026 | 11.00% | -- |
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Every rate on MassMutual Ascend Legend 7
One contract, 16 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY4.05%Fixed Account
- Guaranteed APY3.85%Fixed Account
- Cap13.75%First Trust Barclays Edge cap
- Cap13.25%First Trust Barclays Edge cap
- Cap12.00%GOLD 1-year P2P Cap
- Cap12.00%iShares U.S. Real Estate Cap
- Cap11.25%GOLD 1-year P2P Cap
- Cap11.00%iShares U.S. Real Estate Cap · viewing
- Cap8.75%1-Year S&P 500 Cap
- Cap8.25%1-Year S&P 500 Cap
- Cap7.25%S&P Annual 7-Year Cap Lock
- Cap7.00%S&P Annual 7-Year Cap Lock
- Par Rate75.00%Ann P2P S&P Risk Cntrl Par Rate
- Par Rate70.00%Ann P2P S&P Risk Cntrl Par Rate
- Par Rate70.00%S&P Retire Spending Index Par Rt
- Par Rate65.00%S&P Retire Spending Index Par Rt
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.