Oceanview Harbour View 3
Cap · 1-Yr S&P 500 Monthly Avg Cap · 3 yr term
Oceanview Harbour View 3 posts a 3 yr FIA Cap of 4.00% on 1-Yr S&P 500 Monthly Avg Cap, effective 10/01/2026.
The most this strategy can credit in a crediting period, however far the index rises.
Contract facts
1 of 12 contract terms on file- Rate type
- Cap
- Product type
- FIA
- Term
- 3 yr
- Index or strategy
- 1-Yr S&P 500 Monthly Avg Cap
- Availability
- Most states
- Premium band
- Any premium
- Interest basis
- Compound
- Surrender period
- 3 yr
Not on file: Issue ages, Minimum premium, Maximum premium, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-79: 1.25
- 80-89: 1.25
Oceanview
46 rates- AM Best
- A
- Top MYGA APY
- 5.95%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 3 yr FIA Cap on the Alpha shelf: 4 rates from 1 carrier. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 4.00%
- 52-wk low
- 4.00%
- 52-wk avg
- 4.00%
- Changes YTD
- 0
- Tracked since
- 08/11/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 4.00% | 0.00 |
| 09/22/2026 | 4.00% | 0.00 |
| 09/01/2026 | 4.00% | 0.00 |
| 08/11/2026 | 4.00% | -- |
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Every rate on Oceanview Harbour View 3 at 3 yr
One contract, 7 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.