Oceanview Harbour View 7
Guaranteed APY · Fixed Account 1-yr (Special) · 7 yr term
Oceanview Harbour View 7 posts a 7 yr FIA Guaranteed APY of 8.30% on Fixed Account 1-yr (Special), effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
1 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- FIA
- Term
- 7 yr
- Index or strategy
- Fixed Account 1-yr (Special)
- Availability
- Most states
- Premium band
- Any premium
- Interest basis
- Compound
- Surrender period
- 7 yr
Not on file: Issue ages, Minimum premium, Maximum premium, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-79: 5.25
- 80-84: 5.25
Oceanview
46 rates- AM Best
- A
- Top MYGA APY
- 5.95%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 7 yr FIA Guaranteed APY on the Alpha shelf: 11 rates from 7 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 8.30%
- 52-wk low
- 8.30%
- 52-wk avg
- 8.30%
- Changes YTD
- 0
- Tracked since
- 08/11/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 8.30% | 0.00 |
| 09/22/2026 | 8.30% | 0.00 |
| 09/01/2026 | 8.30% | 0.00 |
| 08/11/2026 | 8.30% | -- |
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Every rate on Oceanview Harbour View 7 at 7 yr
One contract, 7 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY8.30%Fixed Account 1-yr (Special) · viewing
- Cap8.30%Nasdaq 100 Cap
- Cap8.30%Russell 2000 Cap
- Cap8.30%S&P 500 Cap
- Cap6.00%1-Yr S&P 500 Monthly Avg Cap
- Par Rate70.00%2-Yr S&P 500 Uncapped Par Rate
- Par Rate65.00%1-yr S&P 500 Uncapped Par Rate
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.