Reliance Accum 5
Par Rate · S&P 500 Uncapped Par Rate · 5 yr term
Reliance Accum 5 posts a 5 yr FIA Par Rate of 62.00% on S&P 500 Uncapped Par Rate, effective 10/01/2026.
The share of the index gain that gets credited. This is a multiplier on the gain, not a yield.
Contract facts
1 of 12 contract terms on file- Rate type
- Par Rate
- Product type
- FIA
- Term
- 5 yr
- Index or strategy
- S&P 500 Uncapped Par Rate
- Availability
- Most states
- Premium band
- Any premium
- Interest basis
- Compound
- Surrender period
- 5 yr
Not on file: Issue ages, Minimum premium, Maximum premium, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-80: 3.25
- 81-85: 1.95
Reliance Standard
28 ratesContracts issued by Reliance Standard Life Insurance Company
- AM Best
- A++
- Top MYGA APY
- 5.90%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Philadelphia, Pennsylvania. Trades as Reliance Matrix and is a member of the Tokio Marine Group. A++ affirmed for a fifth consecutive year in November 2025.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 5 yr FIA Par Rate on the Alpha shelf: 61 rates from 5 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 62.00%
- 52-wk low
- 60.00%
- 52-wk avg
- 61.00%
- Changes YTD
- 1
- Tracked since
- 08/11/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 62.00% | 0.00 |
| 09/22/2026 | 62.00% | +2.00 |
| 09/01/2026 | 60.00% | 0.00 |
| 08/11/2026 | 60.00% | -- |
Compare this rate
Overlay this rate against others of the same type. Create a free agent account to unlock inline comparison and the full compare tool.
Follow this rate
Follow it with a free account and every change we post to it collects on one page.
Every rate on Reliance Accum 5 at 5 yr
One contract, 6 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY5.20%Fixed Account
- Cap11.00%S&P 500 Monthly Averaging Cap
- Cap10.50%S&P 500 Cap
- Par Rate112.00%S&P Market Agility 10 Par Rate
- Par Rate80.00%S&P Dynamic Intraday Par Rate
- Par Rate62.00%S&P 500 Uncapped Par Rate · viewing
Request an illustration
Get a carrier-run illustration of Reliance Accum 5 for your client, with this rate as posted.
Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.