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FIATrigger

Standard ECI 10+

Trigger · S&P 500 Trigger Rate

Standard ECI 10+ posts a FIA Trigger of 6.50% on S&P 500 Trigger Rate, effective 10/01/2026.

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Current Trigger
6.50%if the index is flat or up

Credited whenever the index finishes flat or higher, whatever the size of the gain.

unchangedEffective 10/01/2026

Contract facts

0 of 12 contract terms on file
On the rate sheet
Rate type
Trigger
Product type
FIA
Term
No fixed term
Index or strategy
S&P 500 Trigger Rate
Availability
Most states
Premium band
Any premium
Interest basis
Compound

Alpha holds the rate sheet for Standard ECI 10+, not the product sheet, so none of the contract terms are on file for it yet.

Not on file: Issue ages, Minimum premium, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.

Commission
  • 0-80: 7.00
Contract detail fromStandardor the Alpha case desk

Standard

44 rates

Contracts issued by Standard Insurance Company

AM Best
A

Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.

Portland, Oregon, trading as The Standard. A subsidiary of Meiji Yasuda Life Insurance Company.

Other Trigger rates from Standard
WebsiteAll Standard rates

Analysis for agents

Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.

Where this rate ranks

Measured against every FIA Trigger on the Alpha shelf, at any term: 34 rates from 5 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.

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Rate history

4 observations on file
52-week average
6.50%

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52-wk high
6.50%
52-wk low
6.50%
52-wk avg
6.50%
Changes YTD
0
Tracked since
08/11/2026
Rate history table (4 observations)
Standard · FIA · Trigger · S&P 500 Trigger Rate rate history, effective date and rate
Effective dateRateChange
10/01/20266.50%0.00
09/22/20266.50%0.00
09/01/20266.50%0.00
08/11/20266.50%--

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Every rate on Standard ECI 10+

One contract, 9 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.

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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.