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FIAPar Rate

Standard Index Select 5

Par Rate · S&P 500 Uncapped Par Rate

Standard Index Select 5 posts a FIA Par Rate of 55.00% on S&P 500 Uncapped Par Rate, effective 10/01/2026.

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Current Par Rate
55.00%of index gain
$100k+

The share of the index gain that gets credited. This is a multiplier on the gain, not a yield.

unchangedEffective 10/01/2026

Contract facts

1 of 12 contract terms on file
On the rate sheet
Rate type
Par Rate
Product type
FIA
Term
No fixed term
Index or strategy
S&P 500 Uncapped Par Rate
Availability
Most states
Premium band
$100k+
Interest basis
Compound
In the contract
Minimum premium
$100,000

Not on file: Issue ages, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.

Commission
  • 0-80: 3.00
  • 81-85: 1.50
  • 86-93: 1.35
Contract detail fromStandardor the Alpha case desk

Standard

44 rates

Contracts issued by Standard Insurance Company

AM Best
A

Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.

Portland, Oregon, trading as The Standard. A subsidiary of Meiji Yasuda Life Insurance Company.

Other Par Rate rates from Standard
WebsiteAll Standard rates

Analysis for agents

Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.

Where this rate ranks

Measured against every FIA Par Rate on the Alpha shelf, at any term: 126 rates from 10 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.

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Rate history

2 observations on file
52-week average
55.00%

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52-wk high
55.00%
52-wk low
55.00%
52-wk avg
55.00%
Changes YTD
0
Tracked since
09/22/2026
Rate history table (2 observations)
Standard · FIA · Par Rate · S&P 500 Uncapped Par Rate rate history, effective date and rate
Effective dateRateChange
10/01/202655.00%0.00
09/22/202655.00%--

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Every rate on Standard Index Select 5

One contract, 5 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.

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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.

Standard · FIA · Par Rate · S&P 500 Uncapped Par Rate | Alpha Solutions Management