North American Versa Choice 10
Par Rate · 1-Yr Morgan Stanley Dyn Global PR
North American Versa Choice 10 posts a FIA Par Rate of 140.00% on 1-Yr Morgan Stanley Dyn Global PR, effective 10/01/2026.
The share of the index gain that gets credited. This is a multiplier on the gain, not a yield.
Contract facts
1 of 12 contract terms on file- Rate type
- Par Rate
- Product type
- FIA
- Term
- No fixed term
- Index or strategy
- 1-Yr Morgan Stanley Dyn Global PR
- Availability
- Most states
- Premium band
- $100k+
- Interest basis
- Compound
- Minimum premium
- $100,000
Not on file: Issue ages, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-75: 7.00
- 76-79: 5.25
7.00% 0-75 / 5.25% 76-79 / trail options
North American
57 ratesContracts issued by North American Company for Life and Health Insurance
- AM Best
- A+
- Top MYGA APY
- 5.75%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
West Des Moines, Iowa. A member of Sammons Financial Group.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every FIA Par Rate on the Alpha shelf, at any term: 126 rates from 10 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
2 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 140.00%
- 52-wk low
- 140.00%
- 52-wk avg
- 140.00%
- Changes YTD
- 0
- Tracked since
- 09/22/2026
Rate history table (2 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 140.00% | 0.00 |
| 09/22/2026 | 140.00% | -- |
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Every rate on North American Versa Choice 10
One contract, 26 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY3.25%Fixed Account
- Guaranteed APY3.00%Fixed Account
- Cap9.20%S&P 500 Annual cap
- Cap8.20%S&P 500 Annual cap
- Par Rate250.00%2-Yr Fid MultiFctor Par Rate (0.95% fee)
- Par Rate225.00%2-Yr Fid MultiFctor Par Rate (0.95% fee)
- Par Rate200.00%2-Yr Fidelity MultiFactor Par Rate
- Par Rate200.00%2-Yr Morgan Stanley Dyn Global PR
- Par Rate190.00%2-Yr S&P MARC 5% Par rate
- Par Rate175.00%1-Yr Fid MultiFctor Par Rate (0.95% fee)
- Par Rate175.00%2-Yr Fidelity MultiFactor Par Rate
- Par Rate175.00%2-Yr Morgan Stanley Dyn Global PR
- Par Rate165.00%2-Yr S&P MARC 5% Par rate
- Par Rate160.00%1-Yr Fid MultiFctor Par Rate (0.95% fee)
- Par Rate140.00%1-Yr Morgan Stanley Dyn Global PR · viewing
- Par Rate140.00%1-Yr S&P MARC 5% Par rate
- Par Rate135.00%1-Yr Fidelity MultiFactor Par Rate
- Par Rate115.00%1-Yr Morgan Stanley Dyn Global PR
- Par Rate115.00%1-Yr S&P MARC 5% Par rate
- Par Rate110.00%1-Yr Fidelity MultiFactor Par Rate
- Par Rate70.00%1-yr Goldman Sachs Eq TimeX par rate
- Par Rate60.00%1-yr Goldman Sachs Eq TimeX par rate
- Par Rate50.00%2-Yr S&P 500 Uncapped Par Rate
- Par Rate45.00%2-Yr S&P 500 Uncapped Par Rate
- Par Rate40.00%1-Yr S&P 500 Uncapped Par Rate
- Par Rate35.00%1-Yr S&P 500 Uncapped Par Rate
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.