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FIAPar Rate

North American Versa Choice 10

Par Rate · 2-Yr Fid MultiFctor Par Rate (0.95% fee)

North American Versa Choice 10 posts a FIA Par Rate of 225.00% on 2-Yr Fid MultiFctor Par Rate (0.95% fee), effective 10/01/2026.

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Current Par Rate
225.00%of index gain
Under $100k

The share of the index gain that gets credited. This is a multiplier on the gain, not a yield.

unchangedEffective 10/01/2026

Contract facts

0 of 12 contract terms on file
On the rate sheet
Rate type
Par Rate
Product type
FIA
Term
No fixed term
Index or strategy
2-Yr Fid MultiFctor Par Rate (0.95% fee)
Availability
Most states
Premium band
Under $100k
Interest basis
Compound

Alpha holds the rate sheet for North American Versa Choice 10, not the product sheet, so none of the contract terms are on file for it yet.

Not on file: Issue ages, Minimum premium, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.

Commission
  • 0-75: 7.00
  • 76-79: 5.25

7.00% 0-75 / 5.25% 76-79 / trail options

Contract detail fromNorth Americanor the Alpha case desk

North American

57 rates

Contracts issued by North American Company for Life and Health Insurance

AM Best
A+
Top MYGA APY
5.75%

Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.

West Des Moines, Iowa. A member of Sammons Financial Group.

Other Par Rate rates from North American
WebsiteAll North American rates

Analysis for agents

Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.

Where this rate ranks

Measured against every FIA Par Rate on the Alpha shelf, at any term: 126 rates from 10 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.

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Rate history

2 observations on file
52-week average
225.00%

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52-wk high
225.00%
52-wk low
225.00%
52-wk avg
225.00%
Changes YTD
0
Tracked since
09/22/2026
Rate history table (2 observations)
North American · FIA · Par Rate · 2-Yr Fid MultiFctor Par Rate (0.95% fee) · Under $100k rate history, effective date and rate
Effective dateRateChange
10/01/2026225.00%0.00
09/22/2026225.00%--

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Every rate on North American Versa Choice 10

One contract, 26 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.

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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.