Oceanview Harbourview 6
Guaranteed APY · 6 yr term
Oceanview Harbourview 6 posts a 6 yr MYGA Guaranteed APY of 5.40%, effective 10/01/2026.
Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.
Contract facts
5 of 12 contract terms on file- Rate type
- Guaranteed APY
- Product type
- MYGA
- Term
- 6 yr
- Availability
- CA
- Premium band
- Under $100k
- Interest basis
- Compound
- Issue ages
- 89
- Surrender period
- 6 yr
- Free withdrawal
- 0% / 10%
- Years rate guaranteed
- 6 yr
- GTD yield to surrender (calculated)
- 5.40%
Not on file: Minimum premium, Maximum premium, Premium bonus, Minimum renewal rate, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-89: 1.25
Oceanview
46 rates- AM Best
- A
- Top MYGA APY
- 5.95%
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every 6 yr MYGA Guaranteed APY on the Alpha shelf on the CA sheet: 14 rates from 7 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
4 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 5.40%
- 52-wk low
- 5.25%
- 52-wk avg
- 5.33%
- Changes YTD
- 1
- Tracked since
- 08/27/2026
Rate history table (4 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 5.40% | 0.00 |
| 09/28/2026 | 5.40% | +0.15 |
| 09/01/2026 | 5.25% | 0.00 |
| 08/27/2026 | 5.25% | -- |
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Every rate on Oceanview Harbourview 6 at 6 yr
One contract, 4 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
- Guaranteed APY5.90%
- Guaranteed APY5.75%
- Guaranteed APY5.55%
- Guaranteed APY5.40%Viewing this rate
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.