Skip to content
Alpha SolutionsManagement
FIAGuaranteed APY

Standard Index Select 10

Guaranteed APY · Fixed Account

Standard Index Select 10 posts a FIA Guaranteed APY of 4.50% on Fixed Account, effective 10/01/2026.

Add to compareDownload PDF
Current Guaranteed APY
4.50%guaranteed rate
Under $100k

Credited on the fixed account and guaranteed by the carrier. It does not depend on an index.

unchangedEffective 10/01/2026

Contract facts

0 of 12 contract terms on file
On the rate sheet
Rate type
Guaranteed APY
Product type
FIA
Term
No fixed term
Index or strategy
Fixed Account
Availability
Most states
Premium band
Under $100k
Interest basis
Compound

Alpha holds the rate sheet for Standard Index Select 10, not the product sheet, so none of the contract terms are on file for it yet.

Not on file: Issue ages, Minimum premium, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.

Commission
  • 0-80: 5.00
Contract detail fromStandardor the Alpha case desk

Standard

44 rates

Contracts issued by Standard Insurance Company

AM Best
A

Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.

Portland, Oregon, trading as The Standard. A subsidiary of Meiji Yasuda Life Insurance Company.

Other Guaranteed APY rates from Standard
WebsiteAll Standard rates

Analysis for agents

Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.

Where this rate ranks

Measured against every FIA Guaranteed APY on the Alpha shelf, at any term: 31 rates from 8 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.

Create free accountSign in

Rate history

2 observations on file
52-week average
4.50%

Create a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.

Create free accountSign in
52-wk high
4.50%
52-wk low
4.50%
52-wk avg
4.50%
Changes YTD
0
Tracked since
09/22/2026
Rate history table (2 observations)
Standard · FIA · Guaranteed APY · Fixed Account · Under $100k rate history, effective date and rate
Effective dateRateChange
10/01/20264.50%0.00
09/22/20264.50%--

Compare this rate

Overlay this rate against others of the same type. Create a free agent account to unlock inline comparison and the full compare tool.

Create free accountSign in

Follow this rate

Follow it with a free account and every change we post to it collects on one page.

Create a free accountSign in

Every rate on Standard Index Select 10

One contract, 6 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.

Request an illustration

Get a carrier-run illustration of Standard Index Select 10 for your client, with this rate as posted.

Request illustration

Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.