Standard Index Select 10
Cap · S&P 500 Cap
Standard Index Select 10 posts a FIA Cap of 9.00% on S&P 500 Cap, effective 10/01/2026.
The most this strategy can credit in a crediting period, however far the index rises.
Contract facts
1 of 12 contract terms on file- Rate type
- Cap
- Product type
- FIA
- Term
- No fixed term
- Index or strategy
- S&P 500 Cap
- Availability
- Most states
- Premium band
- $100k+
- Interest basis
- Compound
- Minimum premium
- $100,000
Not on file: Issue ages, Maximum premium, Surrender period, Free withdrawal, Years rate guaranteed, Premium bonus, Minimum renewal rate, GTD yield to surrender, M.V.A., Return of premium, Additional premiums. Confirm these with the carrier before you quote or illustrate.
- 0-80: 5.00
Standard
44 ratesContracts issued by Standard Insurance Company
- AM Best
- A
Financial strength as entered by Alpha Solutions. Ratings change; confirm with the carrier or the agency before quoting.
Portland, Oregon, trading as The Standard. A subsidiary of Meiji Yasuda Life Insurance Company.
Analysis for agents
Ranking, the history graph, compare and PDF downloads come with a free agent account. The rate, the contract facts and the carrier details above are public.
Where this rate ranks
Measured against every FIA Cap on the Alpha shelf, at any term: 85 rates from 10 carriers. A free agent account shows this rate's place in that set, how far it sits off the best one on file, and the rates either side of it.
Rate history
2 observations on fileCreate a free agent account to unlock the full rate-history graph, alerts, and PDF downloads.
- 52-wk high
- 9.00%
- 52-wk low
- 9.00%
- 52-wk avg
- 9.00%
- Changes YTD
- 0
- Tracked since
- 09/22/2026
Rate history table (2 observations)
| Effective date | Rate | Change |
|---|---|---|
| 10/01/2026 | 9.00% | 0.00 |
| 09/22/2026 | 9.00% | -- |
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Every rate on Standard Index Select 10
One contract, 6 rates. Each type is its own unit, so read a cap against caps and a par rate against par rates.
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Rates shown are for informational use and are subject to change. Confirm current rates, availability, and product details directly with the carrier before quoting or illustrating for a client.